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U.K. Credit Cards - Online Applications for Citizens of the U.K.

Below are some of the best U.K. credit card offers online. Our selection of U.K. credit cards include offers with balance transfers, no annual fees, and even a 0% introductory APR. Choose the offer that best meets you needs and click the "Apply Now!" button to start your U.K. credit card application.

HSBC Bank Credit Card
  • 0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies, minimum £5.
  • 0% on purchases for 3 months from account opening.
  • Typical 16.9% APR variable.
  • No annual fee to pay.
  • Free additional credit card for partners or family members over 18.
  • 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen.
  • Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club.
  • Up to 56 days' interest-free period available when you pay your whole credit card balance in full and on time.
  • In order to apply for an HSBC Bank Credit Card you need to:
  • Have an HSBC current account.
  • Pay more than £500 monthly into your current account and have a salary of £8,500 or more. If you're a student account holder you don't need to pay a minimum amount or salary into your account.
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% 3 months 16.9% Yes None Good
Capital One Classic Visa
  • 34.9% APR Typical Variable
  • No Annual Fee
  • Up to £2,500 in spending power
  • A FREE choice of card design
  • Free Identity Theft Service

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
N/A N/A 34.9% Yes None Bad
Vanquis Visa Card
  • No Annual Fee
  • A Credit Limit Assigned At A Fixed Amount To Help You Stay In Control
  • Up To 56 Days Interest Free On Purchases
  • Free Additional Cardholder
  • Free Fraud Monitoring To Warn You Of Any Suspicious Activity On Your Account
  • Chip & PIN Technology For Added Security Whenever You Use Your Card
  • Visa Is Widely Accepted In The UK & Abroad
  • Convenient For Paying Online & Over The Phone
  • Friendly & Helpful UK Call Centres
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Up to 56 days As low as 19.9% No None Poor
E-Platinum Plus Card
  • Receive all of the privileges of platinum with the E-Platinum Plus Card!
  • 0% APR Fixed Forever!
  • Guaranteed Approval!
  • No Credit Checks!
  • Credit Line of £5000
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
* * * Yes £4.95 per month Poor
E-Platinum Plus Card - Green
  • Receive all of the privileges of platinum with the E-Platinum Plus Card!
  • 0% APR Fixed Forever!
  • Guaranteed Approval!
  • No Credit Checks!
  • Credit Line of £5000
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
* * * Yes £4.95 per month Poor


Important Notices and Disclosures: * See the online U.K. Credit Card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the U.K. credit card terms and conditions.
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