MasterCard Applications

MasterCard offers a wide variety of credit card offers, from low interest credit cards to cards with great rewards programs. You're sure to find a MasterCard to fit your needs from our selection on this page. Choose one of the MasterCard® offers listed below and press the "Apply" button to start your MasterCard® application now!

First PREMIER® Bank Classic Credit Card

Don't be held back by past credit card struggles
Apply for a credit card today – Get a response today
Join the 3 million credit cardholders
Your second chance for a credit card is our business

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
See Terms	See Terms	See Terms	No	See Terms	Bad

Citi Platinum Select MasterCard®

0% APR* on balance transfers and purchases for up to 15 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%	up to 15 months	As Low As 11.99% Variable	Yes	None	Good

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

2% cash back on gas and groceries
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
Redeem cash rewards for statement credit, check or gift card
Get your cash back whenever you want, even set up automatic redemption
0% APR on purchases until March 2011
No foreign transaction fees
No annual fee

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0% on purchases	until March 2011	14.90% (V)	Yes	None	Excellent

Chase Freedom(SM)

0% Intro APR for up to 12 months
Get 5% Cash Back offers in popular rotating categories like gas, groceries, airlines, home improvement and many more
Say “no” to interest with Full Pay from Blueprint(SM)
Cash back everywhere – a full 1% on purchases with no limits or expiration dates
No annual fee

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%	up to 6 months on Purchases	As low as 12.99% Variable	Yes	None	Good

The Mango(TM) MasterCard Prepaid Card

FREE Prepaid MasterCard
$0 Activation Fee
FREE Direct Deposit
FREE unlimited purchase / signature transactions
FREE account management online or with your mobile phone
FREE to check your balance with your mobile phone
No monthly fee when you load $500/month
Send money with your mobile phone
Load cash at tens of thousands of retailers nationwide
No credit check, no bank account needed, no overdraft fees

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
*	*	*	No	See Terms*	N/A

Orchard Bank Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
N/A	N/A	7.90% - 24.90%	No	See Terms*	Poor

Bryant State Bank MasterCard

Low Interest Rate of 11.25%*
Introductory Balance Transfer Rate
No Balance Transfer Fee
$0 Fraud Liability
24/7 Online Account Access
Emergency Cash Advance & Card Replacement
Worldwide Acceptance
*See Card Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
N/A	N/A	11.25%	Yes	$20	Good

MasterCard or Visa: Which is Better?

When it comes to credit cards, especially the difference between Visa and MasterCard, which is better? The answer is not as simple as you might think. The difference between MasterCard and Visa actually comes more from the banks that issue the credit cards with these logos. Confused? Here’s an explanation.

How they Operate Both Visa and MasterCard are large global companies. Contrary to popular belief, neither of these companies actually issue credit cards. Rather, they provide the systems that make credit card transactions possible. For example, Visa calls itself a global payments technology company. It, along with MasterCard, creates systems that allow customers to use credit cards instead of cash. The retailers that use these transaction methods pay the companies for their services.

Banks that are in association with Visa and MasterCard are the ones that actually issue the cards. That’s why you might see a Visa card issued by Citibank. That means that the lender, Citibank, is associated with Visa and uses its technology for credit card transactions.

Which is Better MasterCard and Visa operate throughout the world. Credit cards with their logos on them are widely accepted. Whichever one you use, you can feel fairly certain that it will be accepted without any problems. If you travel quite a bit, you may want to take along both a MasterCard and a Visa. This way, if one does not get accepted, you can simply pull out the other one.

So which is better, Visa or MasterCard? When it comes to choosing a credit card, you’ll find plenty of options with the MasterCard label and also many with the Visa logo. Finding what is better, Visa or MasterCard, will really become a personal preference. You’ll want to start by looking at the different features that each individual card offers.

How to Compare If you’re looking for a new credit card and what to compare Visa and MasterCard options, you can find both types of offers on CreditCardCity.com. Think about what you want most. Perhaps it’s a low interest rate, a solid rewards program, or one that will transfer a balance. Then look at the banks that issue the cards.

Since different banks issue the actual credit cards, find a bank that you are happy with. Some offer great customer services, others have good rewards programs, and others have low fees. Match your preferences with the best offer and then apply for the card.

Getting Both Some experts suggest getting one of each. If you already have a Visa, you might want to apply for a MasterCard. This way if you find yourself in a situation where one is not accepted, you’ll have a backup option.

When answering the question, “MasterCard or Visa: which is better", you’ll find that only you can decide what’s best for your personal situation. There are not striking differences between the two companies that makes one significantly better than the other. So look through your options, and know that when you apply for one, you’re getting a card that will be widely accepted from a well-known company with a long history.

Important Notices and Disclosures:
Terms and conditions including APR eligibility vary for each credit card issuer. You can review complete offer terms and conditions by clicking on "Apply Now!" link placed next to each offer.