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Low Interest Credit Cards

These cards are most popular for good reason! They offer lowest ongoing APRs and low or no annual fee. Many credit card offers also come with 0% Intro APRs and cool reward programs so choose the card that fits your credit needs and lifestyle and apply online!

Discover More(SM) Card
    • Earn more cash in more ways than anyone else(SM)*
    • Unlimited cash rewards, automatically
    • Up to 20% Cashback Bonus® when you shop online*
    • Double rewards with more than 100 Cashback Bonus Partners*
    • Customer Service in less than a minute, anytime you want
    • 0% Intro APR for 12 months on Purchases and Balance Transfers

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% 12 Months 10.99% Yes None Good
Capital One Platinum Prestige
    • Save with a 0% intro APR until October 2009 on purchases and balance transfers
    • Then enjoy a variable APR, now 8.9%
    • Save time and money by transferring higher-rate balances so you can make one easy payment each month
    • No annual fee
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Until October 2009 8.90% Yes None Excellent
Citi Diamond Preferred Card
    • 0% APR* on balance transfers and purchases for up to 12 months
    • Citi® Indentity Theft Solutions
    • $0 Liability on unauthorized purchases
    • Secure, free online account management
    • No annual fee

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% up to 12 months As Low As 7.74% Yes None Good
Blue from American Express
    • 0% APR on purchases for up to 12 months
    • No Annual Fee
    • Low Balance Transfer APR - 2.99% for 12 months
    • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
    • Membership Rewards Express® program
    • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Up to 12 Months As Low As 11.49% Yes None Excellent
Capital One Platinum Prestige Visa
    • Save with a 0% intro APR until October 2009 on purchases and balance transfers
    • Then enjoy a variable APR, now 8.9%
    • Save time and money by transferring higher-rate balances so you can make one easy payment each month
    • No annual fee
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% October 2009 8.90% No None Excellent
Discover Open Road(SM) Card
    • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
    • Save at the pump and everywhere else.*
    • 5% Cashback Bonus® on gas and auto maintenance purchases
    • 5% to 20% Cashback Bonus at top online retailers*
    • Up to 1% Cashback Bonus on all other purchases
    • Unlimited cash rewards
    • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Up to 12 Months 10.99% Yes None Good
Chase Platinum Visa Card
    • 0% Intro APR for up to 12 months
    • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
    • No Annual Fee
    • FREE Online Account Access
    • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% 12 Months 9.99% Yes None Good
Chase Flexible Rewards Platinum Visa Card
    • 0% Intro APR for up to 12 months*
    • Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
    • Earn 1000 bonus points after first purchase*
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% 12 Months 9.99% Yes None Good
Miles by Discover Card
    • A Miles card with no annual fee!
    • No blackout dates
    • Double Miles on food and travel, up to $3,000 each year
    • 1 Mile for every $1 you spend
    • Unlimited Miles while your account is active
    • 0% Intro APR*
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% 6 Months 10.99% Yes None Good
Chase Free Cash Rewards(SM) Visa Card
    • 1 point for every eligible dollar in purchases
    • 1,000 Bonus Points after your first purchase
    • Intro 0% Fixed APR for up to 12 months*
    • No Annual Fee
    • Get your rewards with as few as 2,500 points
    • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% 12 Months 9.99% Yes None Good
Capital One Platinum
    • Buy what you've been dreaming of and pay no interest until May 2009 on purchases
    • Save with a low non-intro variable APR, currently 8.9%
    • Know you are protected with $0 fraud liability if your card is ever lost or stolen
    • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Until May 2009 8.90% Yes $39 Fair
Citi CashReturns(SM) Card
    • Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
    • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
    • Checks will be sent automatically every time you earn $50
    • 0% APR* on balance transfers for up to 12 months
    • No annual fee
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% 12 Months As Low As 9.74% Yes None Good


Important Notices and Disclosures:
Terms and conditions including APR eligibility vary for each credit card issuer. You can review complete offer terms and conditions by clicking on "Apply Now!" link placed next to each offer.
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