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Instant Approval Credit Cards

Need a credit card now? Get it in as little as 60 seconds with an instant approval credit card. Many instant approval credit card offers come with low or no annual fee, reward programs, and other valuable benefits. Choose the intstant approval card that matches your needs and you could be shopping online within minutes. Apply Now!

Discover More(SM) Card
    • Earn more cash in more ways than anyone else(SM)*
    • Unlimited cash rewards, automatically
    • Up to 20% Cashback Bonus® when you shop online*
    • Double rewards with more than 100 Cashback Bonus Partners*
    • Customer Service in less than a minute, anytime you want
    • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Up to 6 Months 11.99% - 18.99% Yes None Good
American DreamCard™ MasterCard
    • American DreamCard - The first and only "POOLED REWARDS™" Credit Card.
    • You don't need to be a big spender to win big with this credit card.
    • Large monthly cash jackpots!
    • Earn entries from everyday shopping!
    • Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
    • Get 1,000 entries just for applying!
    • More entries mean more chances to win!
    • Entries are good for future drawings (during a particular sweepstakes period) and there is no limit to how many times you can win*
    • A New Winner Every Month!
    • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
    • *See terms and conditions for important rate, fee and other cost information, and limitations

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
N/A N/A 14.99% or 21.99% V Yes See Terms* Average
American Express® Preferred Rewards Gold Card
    • No annual fee for the first year - $125 Thereafter
    • Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
    • No Pre-Set Spending Limit
    • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.
    • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
    • Global Assist® Plus Hotline and many more benefits included.
    • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
N/A N/A N/A Yes $125 Good
Starwood Preferred Guest® Credit Card from American Express
    • Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
    • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
    • No annual fee for the first year and $45 thereafter
    • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
    • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
    • Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
2.9% 6 Months 13.24% Yes 1st Yr. Free Excellent
TrueEarnings® Card from Costco and American Express
    • Earn cash back on gas and a $25 statement credit with your first made with the Card.
    • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
    • No Annual Fee with your paid Costco Membership
    • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
    • No Limit on the Cash Back earned
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% 3 Months 13.24% Yes None Excellent
Platinum Delta SkyMiles Credit Card from American Express
    • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
    • Earn one companion Coach Class ticket each year upon renewal
    • Earn at least 1 mile for every eligible dollar spent
    • Miles never expire and there is no cap on the miles you can earn
    • Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
    • Express Approval.  Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
N/A N/A 13.24% Yes $150 Excellent


Important Notices and Disclosures:
Terms and conditions including APR eligibility vary for each credit card issuer. You can review complete offer terms and conditions by clicking on "Apply Now!" link placed next to each offer.
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