Discover(R) More Card Review
If you sign up for the Discover More Card, you can expect to get plenty of cash back. This card offers more ways to rack up rewards than many of its competitors. For starters, you’ll earn a 5% CashBack Bonus when you buy items from certain Discover Partners, such as Bed, Bath and Beyond, Lowes, Menards, and many others.
The Discover More Card also offers a CashBack Bonus on other purchases. For these, plan to receive 0.25% on your first $1,500 of purchases. From $1,500 to $3,000, you will receive 0.50% back. After the $3,000 mark has been reached, you’ll earn 1% back on purchases.
And that’s not all. If you request a gift certificate instead of a cash rebate, you can double your rewards. So if you earn a $25 cash rebate, you can get it in the form of a $50 gift certificate that can be used at a participating Discover Card Partner. Many retailers participate in the Discover program, including Red Lobster, Pier 1 Imports, Ace Hardware, and others.
In addition to the rewards, this card comes with a 0% APR offer on balance transfers for 12 months. It also includes a 0% APR on purchases for the first six months. There is no annual fee.
Be aware that this card uses a two-cycle method for calculating your daily balance and interest charges. If you plan on carrying a high balance, you may have to pay more in interest than with other cards. If you pay off your monthly balance, however, this will not be a problem.
To get the most out of a credit card, the Discover More Card a smart choice. With this card, the more you shop, the more you’ll get rewarded.
Important Notices and Disclosures:
Terms and conditions including APR eligibility vary for each credit card issuer. You can review complete Discover More Card terms and conditions by clicking on "Apply Now!" link placed next to each offer.