Citi Simplicity® Card
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees – EVER
- No penalty rate – EVER
- No annual fee – EVER
- Save time when you call with fast, personal help, 24 hours a day.
Additional Card Information Hide information
- Balance Transfer Intro Rate
- Cash Advance Fee
- Balance Transfer Intro Period
- Cash Advance Go To Rate
- Balance Transfer Go To Rate
- Penalty Go To Rate
- Late Fee
- Balance Transfer Fee
- Regular APR
- 12.99% - 21.99%* (Variable)
- Issuer
- Perks
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