Student Credit Cards
Student credit cards, if used correctly, can help a young person build up a favorable credit history and a good credit score. Many of these cards have rewards for card-holders who maintain a high GPA or consistently make on-time payments. Student credit cards generally have a very low credit limit. These cards might seem like an ideal way to teach young consumers about handling credit, but new credit card laws make it more difficult for people under 21 to be approved for any type of credit card. Most companies require proof that the student can make payments on time and pay off the entire balance if needed. Some students can be approved if their parent or guardian agrees to co-sign for the credit card. If used correctly, a student credit card can help its card-holder qualify for better credit card deals in the future.
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Citi® Dividend® Card for College Students
- Earn bonus cash back each quarter on new must-have categories- like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
Intro APR
0%Intro APR Period
0% intro APR for 7 months*Regular
13.99%-23.99% (V)Balance Transfer
N/AAnnual Fee
$0Credit Required
Good Credit