Rewards Credit Cards
| Intro APR 0%* |
Intro APR Period 15 months on purchases & balance transfers* |
Regular APR 12.99%-22.99%* (Variable) |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
| Intro APR N/A* |
Intro APR Period N/A* |
Regular APR N/A* |
Balance Transfer N/A* |
Annual Fee $0 for the first year, then $95* |
Credit Required Excellent Credit* |
| Intro APR 0%* |
Intro APR Period for 7 months* |
Regular APR 12.99%-22.99%* (Variable) |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
| Intro APR N/A* |
Intro APR Period N/A* |
Regular APR 12.99%-22.99%* (Variable) |
Balance Transfer N/A* |
Annual Fee $0* |
Credit Required Excellent Credit* |
| Intro APR N/A* |
Intro APR Period N/A* |
Regular APR 12.99%-22.99%* (Variable) |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
| Intro APR 0% intro APR on purchases* |
Intro APR Period until February 2013* |
Regular APR 11.9% - 19.9* (V)* |
Balance Transfer Yes* |
Annual Fee N/A* |
Credit Required Excellent Credit* |
| Intro APR N/A* |
Intro APR Period N/A* |
Regular APR 15.24* - 19.24* Variable |
Balance Transfer Yes* |
Annual Fee $0 intro annual fee for the first year, then $95 |
Credit Required Excellent Credit* |
| Intro APR N/A* |
Intro APR Period N/A* |
Regular APR 15.99% - 22.99%* (Variable) |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
Rewards Credit Cards
Rewards credit cards allow users to earn points for each purchase that they make with their card. These points can be redeemed for rewards such as airline tickets or seat upgrades, discounts on gas or entertainment, or even rebates from large retailers. Many large airlines, gas companies and retailers have their own rewards credit cards. These cards allow users to earn points that can be redeemed for products or services from the particular company. The balance on rewards credit cards needs to be paid off monthly so that interest payments do not cancel out any money saved by redeeming rewards points. Also, users need to use their card regularly to build up their rewards points. For people who can pay off balances monthly and who make charges regularly, rewards credit cards can lead to significant savings.