Rewards Credit Cards
Rewards credit cards allow users to earn points for each purchase that they make with their card. These points can be redeemed for rewards such as airline tickets or seat upgrades, discounts on gas or entertainment, or even rebates from large retailers. Many large airlines, gas companies and retailers have their own rewards credit cards. These cards allow users to earn points that can be redeemed for products or services from the particular company. The balance on rewards credit cards needs to be paid off monthly so that interest payments do not cancel out any money saved by redeeming rewards points. Also, users need to use their card regularly to build up their rewards points. For people who can pay off balances monthly and who make charges regularly, rewards credit cards can lead to significant savings.
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Citi ThankYou® Preferred Rewards Card
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
Intro APR
0%*Intro APR Period
12 months*Regular
12.99%-22.99%* (Variable)Balance Transfer
YesAnnual Fee
$0*Credit Required
Excellent Credit -
Barclaycard Arrival World MasterCard – No Annual Fee Card
- Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on travel and dining purchases and 1X miles on all other purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer – a $49 annual value!
Intro APRIntro APR Period
0% intro APR for 12 months*Regular
14.99%-18.99% (Variable)Balance Transfer
N/AAnnual Fee
$0Credit Required
Excellent Credit -
Barclaycard Arrival World MasterCard – $89 Annual Fee Card
- Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next trip!
- 0% introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
- Earn 2X miles on all purchases
- No mileage caps and no foreign transaction fees
- Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer – a $49 annual value!
Intro APRIntro APR Period
0% intro APR for 12 months*Regular
14.99%-18.99% (Variable)Balance Transfer
N/AAnnual Fee
$89Credit Required
Excellent Credit -
Citi® Dividend® Card for College Students
- Earn bonus cash back each quarter on new must-have categories- like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
Intro APR
0%Intro APR Period
0% for 7 months on purchases*Regular
13.99%-23.99%* (Variable)Balance Transfer
YesAnnual Fee
$0*Credit Required
Good Credit -
Citi® Dividend Platinum Select® Visa® Card
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
Intro APR
0%Intro APR Period
0% for 12 months on purchases and balance transfers*Regular
12.99%-22.99%* (Variable)Balance Transfer
YesAnnual Fee
$0*Credit Required
Excellent Credit* -
Citi ThankYou® Card
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% – 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
Intro APR
0%*Intro APR Period
15 months on purchases & balance transfers*Regular
12.99%-22.99%* (Variable)Balance Transfer
Yes*Annual Fee
$0*Credit Required
Excellent Credit*