Low Interest Credit Cards
Low interest rate credit cards do not charge high interest on balances kept on the card. These cards could have a fixed low interest rate that will not change or a low introductory rate that will become higher after a period of three to twelve months. Low interest credit cards allow users to make purchases and keep a balance on their card without having to worry about excessive interest payments. Most low-interest credit cards have an APR below 9%. Some offer rates as low as 1%-2%. As long as the card-holder makes minimum payments on-time each month, the rate remains low (at least until the end of the introductory period). These cards can also be useful for transferring balances from other credit cards that have a higher interest rate. Low interest credit cards allow card-holders to pay off their debt quickly because most of each payment goes to the balance, not to interest.
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees – EVER
- No penalty rate – EVER
- No annual fee – EVER
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0%*Intro APR Period
18 months on balance transfers and purchases*Regular
12.99% - 21.99%* (Variable)Balance Transfer