Low Interest Credit Cards
| Intro APR 0% intro APR on purchases* |
Intro APR Period until December 2012* |
Regular APR 11.9% - 19.9* (V)* |
Balance Transfer Yes* |
Annual Fee N/A* |
Credit Required Excellent Credit* |
| Intro APR 0%* |
Intro APR Period for up to 15 months* |
Regular APR 11.99% - 21.99%* (Variable) |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
| Intro APR 0%* |
Intro APR Period 18 months on balance transfers and purchases* |
Regular APR 12.99% - 21.99% (Variable) |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
Low Interest Credit Cards
Low interest rate credit cards do not charge high interest on balances kept on the card. These cards could have a fixed low interest rate that will not change or a low introductory rate that will become higher after a period of three to twelve months. Low interest credit cards allow users to make purchases and keep a balance on their card without having to worry about excessive interest payments. Most low-interest credit cards have an APR below 9%. Some offer rates as low as 1%-2%. As long as the card-holder makes minimum payments on-time each month, the rate remains low (at least until the end of the introductory period). These cards can also be useful for transferring balances from other credit cards that have a higher interest rate. Low interest credit cards allow card-holders to pay off their debt quickly because most of each payment goes to the balance, not to interest.
Shopping online with a credit card has many advantages. Sure, if you spend more than you can pay off you will find yourself in debt, but the advantages
It can hurt to have to make your annual tax payment. When you drop the check in the mail on April 15th, you undoubtedly wonder if there is
Both credit and debit cards have a long list of positive and negative attributes. For example, using debit cards can help you avoid building debt. However, swiping your
If you often travel internationally, you probably know that many credit cards hit you with a fee every time you swipe your card in a foreign country. Part
Even if you are not a regular user of credit cards, perhaps you would consider applying for a card when you are about to purchase a big ticket
On the surface, credit unions offer services that are the same as traditional banks. Credit unions have the same checking and savings accounts, and the same investment vehicles
Savvy credit card seekers, when they are figuring out which card to apply for, know to look at the fine print. Hidden advantages like online shopping discounts, purchase
It’s possible to make compelling arguments for using both cash and credit cards. With fees on the rise for every type of plastic, from credit to debit to
Most people focus on an airline credit card’s airline mile earning potential. However, some of an airline-specific credit cards biggest perks might actually have nothing to do with
Your credit score is based on a number of different factors. This means that one mistakes (such as a single late payment or exceeding your credit limit) won’t
