Low Interest Credit Cards
Low interest rate credit cards do not charge high interest on balances kept on the card. These cards could have a fixed low interest rate that will not change or a low introductory rate that will become higher after a period of three to twelve months. Low interest credit cards allow users to make purchases and keep a balance on their card without having to worry about excessive interest payments. Most low-interest credit cards have an APR below 9%. Some offer rates as low as 1%-2%. As long as the card-holder makes minimum payments on-time each month, the rate remains low (at least until the end of the introductory period). These cards can also be useful for transferring balances from other credit cards that have a higher interest rate. Low interest credit cards allow card-holders to pay off their debt quickly because most of each payment goes to the balance, not to interest.
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Capital One® VentureOne(SM) Rewards Credit Card
- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 bonus miles once you spend $1,000 dollars in the first 3 months, equal to $100 in travel
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles don`t expire
- Fly free on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2013
- No foreign transaction fees
Intro APR
0% intro APR on purchases*Intro APR Period
until June 2013*Regular
11.9% - 19.9* (V)*Balance Transfer
Yes*Annual Fee
N/A*Credit Required
Excellent Credit* -
Citi Simplicity® Card
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee*
Intro APR
0%*Intro APR Period
18 months on balance transfers and purchases*Regular
12.99% - 21.99% (Variable)Balance Transfer
Yes*Annual Fee
$0*Credit Required
Excellent Credit*