Cash Back Credit Cards - 5% Cash Back Reward Cards

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Cash Back Credit Cards

Chase Freedom® Visa – $200 Bonus Cash Back

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12
You’ll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Intro APR
N/A*

Intro APR Period
N/A*

Regular APR
15.99% - 22.99%* (Variable)

Balance Transfer
Yes*

Annual Fee
$0*

Credit Required
Excellent Credit*

InkSM Classic

25,000 bonus points after you spend $5,000 in the first 3 months!*
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
2 points per dollar on the first $25,000 spent annually on fuel and lodging*
1 point per dollar on all other card purchases with no limit on the amount you can earn*
Cash back rewards do not expire
0% Introductory APR for 6 months*
No Annual Fee

Intro APR
0%*

Intro APR Period
for 6 months*

Regular APR
13.24%* (Variable)

Balance Transfer
Yes*

Annual Fee
N/A*

Credit Required
Excellent Credit*

Chase Freedom® MasterCard – $100 Bonus Cash Back

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12.
You’ll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Intro APR
0%*

Intro APR Period
12 months on balance transfers and 6 months on purchases*

Regular APR
11.99% - 22.99% (Variable*)

Balance Transfer
Yes*

Annual Fee
N/A*

Credit Required
Excellent Credit*

Chase Freedom® Visa – $100 Bonus Cash Back

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12.
You’ll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It’s free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Intro APR
0%*

Intro APR Period
12 months on balance transfers and 6 months on purchases*

Regular APR
11.99% - 22.99% (Variable*)

Balance Transfer
Yes*

Annual Fee
N/A*

Credit Required
Excellent Credit*

Discover® More® Card – Balance Transfer Fee*

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% – 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Intro APR
0%*

Intro APR Period
18 months on Balance Transfers; 6 on Purchases*

Regular APR
10.99% - 20.99% (Variable)*

Balance Transfer
Yes*

Annual Fee
$0*

Credit Required
Excellent Credit*

Discover® More® Card – Balance Transfer Fee*

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% – 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Intro APR
0%*

Intro APR Period
15 months on purchases & balance transfers*

Regular APR
10.99% - 20.99% (Variable)*

Balance Transfer
Yes*

Annual Fee
$0*

Credit Required
Excellent Credit*

Discover® More® Card – Limited Time No Balance Transfer Fee*

$150 Cashback Bonus when you spend $1,000 in the first 90 days*
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% – 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty–15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Intro APR
0%*

Intro APR Period
for 6 months*

Regular APR
10.99% - 20.99% (Variable)*

Balance Transfer
Yes*

Annual Fee
$0*

Credit Required
Excellent Credit*

Discover® Student Tropical Beach Card

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% – 20.99%*
5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR
0% on purchases*

Intro APR Period
9 months*

Regular APR
13.99% - 20.99% (V)*

Balance Transfer
N/A*

Annual Fee
$0*

Credit Required
Fair Credit*

Discover® Student Clear Card

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% – 20.99%*
5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR
0% on purchases*

Intro APR Period
9 months*

Regular APR
13.99% - 20.99% (V)*

Balance Transfer
N/A*

Annual Fee
$0*

Credit Required
Fair Credit*

Discover® Student Card

Get $25 Cashback Bonus® when you make your 1st purchase within 3 months.
0% Intro APR on purchases for 6 months, then the variable purchase APR of 13.99%-20.99%*
5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy.
$0 Fraud Liability

Intro APR
0% on purchases*

Intro APR Period
6 months*

Regular APR
13.99% - 20.99% (V)*

Balance Transfer
N/A*

Annual Fee
$0*

Credit Required
Fair Credit*

Discover® Student Card

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% – 20.99%*
5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Intro APR
0% on purchases*

Intro APR Period
9 months*

Regular APR
13.99% - 20.99% (V)*

Balance Transfer
N/A*

Annual Fee
$0*

Credit Required
Fair Credit*

Cash Back Credit Cards

Cash back credit cards reward users with rebates on their purchases. Most cards offer higher cash-back rates for purchases made in certain categories, such as gas, groceries, airline tickets, hotel rooms or movie tickets. Most cash back cards offer 1% cash back on general purchases, but 2%-5% on special category purchases. The best cash back credit cards do not put an expiration date on rebates, making it possible to keep earning rewards until you choose to cash them in. Like other types of rewards credit cards, cash back credit cards are best when the card-holder pays off the balance each month. This will help to avoid any interest charges that will cancel out any savings from the cash-back reward. Many cash back cards, do, however, have 0% APR offers for qualified new customers. These interest-free deals usually last three months to one year.

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