0% APR Credit Cards
| Intro APR 0%* |
Intro APR Period 15 months on purchases & balance transfers* |
Regular APR 12.99%-22.99%* (Variable) |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
| Intro APR 0%* |
Intro APR Period 12 months on balance transfers and 6 months on purchases* |
Regular APR 11.99% - 22.99% (Variable*) |
Balance Transfer Yes* |
Annual Fee N/A* |
Credit Required Excellent Credit* |
| Intro APR 0%* |
Intro APR Period 12 months on balance transfers and 6 months on purchases* |
Regular APR 11.99% - 22.99% (Variable*) |
Balance Transfer Yes* |
Annual Fee N/A* |
Credit Required Excellent Credit* |
| Intro APR 0%* |
Intro APR Period 18 months on Balance Transfers; 6 on Purchases* |
Regular APR 10.99% - 20.99% (Variable)* |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
| Intro APR 0%* |
Intro APR Period 15 months on purchases & balance transfers* |
Regular APR 10.99% - 20.99% (Variable)* |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
| Intro APR 0%* |
Intro APR Period for 6 months* |
Regular APR 10.99% - 20.99% (Variable)* |
Balance Transfer Yes* |
Annual Fee $0* |
Credit Required Excellent Credit* |
| Intro APR 0% on purchases* |
Intro APR Period 9 months* |
Regular APR 13.99% - 20.99% (V)* |
Balance Transfer N/A* |
Annual Fee $0* |
Credit Required Fair Credit* |
| Intro APR 0% on purchases* |
Intro APR Period 9 months* |
Regular APR 13.99% - 20.99% (V)* |
Balance Transfer N/A* |
Annual Fee $0* |
Credit Required Fair Credit* |
| Intro APR 0% on purchases* |
Intro APR Period 6 months* |
Regular APR 13.99% - 20.99% (V)* |
Balance Transfer N/A* |
Annual Fee $0* |
Credit Required Fair Credit* |
| Intro APR 0% on purchases* |
Intro APR Period 9 months* |
Regular APR 13.99% - 20.99% (V)* |
Balance Transfer N/A* |
Annual Fee $0* |
Credit Required Fair Credit* |
0% APR Credit Cards
0% APR credit cards allow card-holders to keep a balance on their credit card without earning interest. The 0% APR is usually part of an introductory offer for new card-holders that can last from three months to one year. After this period, the standard interest rate (usually 9%-19%) is charged. In order to keep the 0% rate, card-holders have to make a minimum payment on time each month. The main advantage of this type of card is that users can keep a balance on their card without worrying about paying interest. Most 0% APR cards also offer card-holders the chance to transfer balances from other cards so that they can enjoy the same 0% introductory rate. However, there are often fees for such balance transfers. Still, this is a useful feature for people who have balances on high interest credit cards.
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