Citibank
Citibank is a major credit card company with plenty of diverse card offers. Citi issues cards with both MasterCard and Visa, the world’s two biggest credit card payment processors. The company also co-operates with American Express. Citi has a full line of personal credit cards and rewards credit cards, as well as cards designed for students and people with less-than-perfect credit scores. Two of the bank’s most popular rewards cards are the Citi Forward® Card, which offers 5 points per dollar spent on entertainment and restaurants, and the Citi® Platinum Select® / Aadvantage® Visa Signature® Card, which earns miles towards American Airlines tickets and upgrades. The Citi Forward® Card for College Students is an ideal product for people with a poor credit score or young people with no credit history. The biggest advantage of looking to Citibank for your credit card needs is that they have a full line of cards with something to suit every type of credit card user. New users with good credit scores are usually offered specials like 0% introductory APR and balance transfer opportunities.
-
Citi® Dividend® Card for College Students
- Earn bonus cash back each quarter on new must-have categories- like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
Intro APR
0%Intro APR Period
0% intro APR for 7 months*Regular
13.99%-23.99% (V)Balance Transfer
N/AAnnual Fee
$0Credit Required
Good Credit -
Citi® Dividend Platinum Select® Visa® Card
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
Intro APR
0%Intro APR Period
12 monthsRegular
12.99%-22.99%* (Variable)Balance Transfer
0% for the first 12 monthsAnnual Fee
$0*Credit Required
Excellent Credit* -
Citi ThankYou® Preferred Rewards Card
- Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
- 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
Intro APR
0%*Intro APR Period
12 months*Regular
12.99%-22.99%* (Variable)Balance Transfer
Yes*Annual Fee
$0*Credit Required
Excellent Credit -
Citi® Platinum Select® / AAdvantage® Visa Signature® Card
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
- Your first eligible checked bag is free*
- Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
- Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
- Double AAdvantage® miles on eligible American Airlines purchases*
- Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
Intro APR
N/A*Intro APR Period
N/A*Regular
15.24% (Variable)Balance Transfer
N/A*Annual Fee
$95, waived for first 12 months*Credit Required
Excellent Credit* -
CitiBusiness® / AAdvantage® World MasterCard®
- Designed for businesses with an established credit history
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
- First eligible checked bag free for you and up to 4 traveling companions*
- Priority Boarding with Group 1 privileges*
- Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
- 25% Savings on eligible in-flight purchases
Intro APR
N/A*Intro APR Period
N/A*Regular
15.24%*(Variable)Balance Transfer
N/A*Annual Fee
$95, waived for first 12 months*Credit Required
N/A* -
Citi ThankYou® Card
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% – 22.99% based upon your creditworthiness*
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Enjoy no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
Intro APR
0%*Intro APR Period
15 months on purchases & balance transfers*Regular
12.99%-22.99%* (Variable)Balance Transfer
Yes*Annual Fee
$0*Credit Required
Excellent Credit* -
Citi® Diamond Preferred® Card
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%- 21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
Intro APR
0%*Intro APR Period
18 months on balance transfers and purchases*Regular
11.99%-21.99%* (Variable)Balance Transfer
Yes*Annual Fee
$0*Credit Required
Excellent Credit* -
Citi ThankYou® Preferred Rewards Card
- $150 gift card – When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
Intro APR
N/A*Intro APR Period
N/A*Regular
12.99%-22.99%* (Variable)Balance Transfer
Yes*Annual Fee
$0*Credit Required
Excellent Credit* -
Citi Simplicity® Card
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees – EVER
- No penalty rate – EVER
- No annual fee – EVER
- Save time when you call with fast, personal help, 24 hours a day.
Intro APR
0%*Intro APR Period
18 months on balance transfers and purchases*Regular
12.99% - 21.99%* (Variable)Balance Transfer
Yes*Annual Fee
$0*Credit Required
Excellent Credit*