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Cash Back Credit Cards

Cash Back Credit Card Applications - Cash back credit cards pay up to 5% cash back just for using your credit card. With the Discover More Card, you can even earn a 20% Cashback Bonus when you shop online. Apply today for one of the cash back credit cards below - none of which charges an annual fee - and start earning your cash rewards soon!

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until January 2011
  • No foreign transaction fees
  • No annual fee

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% on purchases until January 2011 14.90% (V) Yes None Excellent
Chase Freedom(SM) Credit Card
  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% up to 6 months on Purchases As low as 12.99% Variable Yes None Good
Discover® More(SM) Card
  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0%* 6 Months* 11.99% - 19.99%* Yes None Good
Discover® More(SM) Card - American Flag
  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0%* 6 Months* 11.99% - 19.99%* Yes None Good
American DreamCard™ MasterCard
  • Over $1.1 Million Awarded to Date!
  • Large monthly cash jackpots
  • Earn entries from everyday shopping
  • Get 1,000 entries just for applying!
  • A New Winner Every Month!
  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
  • *See terms and conditions for important rate, fee, and other cost information, and limitations

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
N/A N/A 14.99% or 21.99% V Yes $0- $59* Average
Discover® More(SM) Card - Clear
  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0%* 6 Months* 11.99% - 19.99%* Yes None Good
TrueEarnings® Card from Costco and American Express
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
See Terms* See Terms* 15.24% Yes See Terms* Excellent
Blue Cash(R) from American Express
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
See Terms* See Terms* As Low As 17.24% Yes No Annual Fee Excellent
Discover® Open Road(SM) Card
  • Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
  • 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0%* 6 Months* 11.99% - 19.99%* Yes None* Good


Cash Back Credit Cards: Three Ways to get the Most out of Them

If you have a cash back credit card, you know that these cards offer a bit of cash every time you make a purchase. The deal sounds great; however, not everyone takes full advantage of the cash back reward program. Here are a few things you can do to make sure you really are getting the most out of your cash back card.

Use it for daily purchases. Instead of swiping your debit card at the grocery store, use your cash back credit card. In fact, you could use your card for all sorts of regular purchases, including filling up with gas or department store purchases. Then pay off the balance at the end of the month. You won’t pay anything in interest, and you’ll accumulate plenty of cash back rewards.

Find the best deal. Some credit cards grant you a higher percentage of cash back for certain purchases. Check to see if your card offers more cash back for things like restaurant bills, online shopping, or certain gas stations. Then use the card at these places, and you’ll earn more cash back for each purchase.

Read the fine print. Many cards that grant cash back operate on a tiered basis, meaning that you have to spend a certain amount before you receive a good amount of cash back. If you’re not sure what your card offers, read the fine print listed in the monthly statement or call the company. Then see if you can work out a way to get the highest percentage of cash back offered. This may mean making a large purchase and paying it off right away, or simply using your card for more regular shopping. A word of caution: before you buy a big-ticket item, make sure you can pay off the balance quickly. If you can’t, think twice before using the card. You don’t want to end up making more payments and being charged high interest rates than necessary.

By taking some time to set up a plan for your card, you can get the most cash back possible. Once you have a system set up, the rewards will come in quickly. Then you’ll have to decide how to use all the cash you’ve accumulated in rewards.

Click Here To View Cash Back Credit Card Offers

Important Notices and Disclosures:* See the online Cash Back credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the credit card issuer's website.

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