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Cash Back Credit Cards

Cash Back Credit Card Applications - Cash back credit cards pay up to 5% cash back just for using your credit card. With the Discover More Card, you can even earn a 20% Cashback Bonus when you shop online. Apply today for one of the cash back credit cards below - none of which charges an annual fee - and start earning your cash rewards soon!

Discover More(SM) Card
    • Earn more cash in more ways than anyone else(SM)*
    • Unlimited cash rewards, automatically
    • Up to 20% Cashback Bonus® when you shop online*
    • Double rewards with more than 100 Cashback Bonus Partners*
    • Customer Service in less than a minute, anytime you want
    • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Up to 6 Months 11.99% - 18.99% Yes None Good
Discover Open Road(SM) Card
    • Double Cashback Bonus on grocery store purchases in November and December*
    • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
    • Save at the pump and everywhere else.*
    • 5% Cashback Bonus® on gas and auto maintenance purchases
    • 5% to 20% Cashback Bonus at top online retailers*
    • Up to 1% Cashback Bonus on all other purchases
    • Unlimited cash rewards
    • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Up to 6 Months 11.99% - 18.99% Yes None Good
American DreamCard™ MasterCard
    • American DreamCard - The first and only "POOLED REWARDS™" Credit Card.
    • You don't need to be a big spender to win big with this credit card.
    • Large monthly cash jackpots!
    • Earn entries from everyday shopping!
    • Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
    • Get 1,000 entries just for applying!
    • More entries mean more chances to win!
    • Entries are good for future drawings (during a particular sweepstakes period) and there is no limit to how many times you can win*
    • A New Winner Every Month!
    • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
    • *See terms and conditions for important rate, fee and other cost information, and limitations

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
N/A N/A 14.99% or 21.99% V Yes See Terms* Average
Discover More(SM) Card - Clear
    • Earn more cash in more ways than anyone else(SM)*
    • Unlimited cash rewards, automatically
    • Up to 20% Cashback Bonus® when you shop online*
    • Double rewards with more than 100 Cashback Bonus Partners*
    • Customer Service in less than a minute, anytime you want
    • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Up to 6 Months 11.99% - 18.99% Yes None Good
Discover More(SM) Card - American Flag
    • Earn more cash in more ways than anyone else(SM)*
    • Unlimited cash rewards, automatically
    • Up to 20% Cashback Bonus® when you shop online*
    • Double rewards with more than 100 Cashback Bonus Partners*
    • Customer Service in less than a minute, anytime you want
    • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% Up to 6 Months 11.99% - 18.99% Yes None Good
TrueEarnings® Card from Costco and American Express
    • Earn cash back on gas and a $25 statement credit with your first made with the Card.
    • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
    • No Annual Fee with your paid Costco Membership
    • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
    • No Limit on the Cash Back earned
Intro APR Intro APR Period Regular APR Balance Transfer Annual Fee Credit Required
0% 3 Months 13.24% Yes None Excellent


Cash Back Credit Cards: Three Ways to get the Most out of Them

If you have a cash back credit card, you know that these cards offer a bit of cash every time you make a purchase. The deal sounds great; however, not everyone takes full advantage of the cash back reward program. Here are a few things you can do to make sure you really are getting the most out of your cash back card.

Use it for daily purchases. Instead of swiping your debit card at the grocery store, use your cash back credit card. In fact, you could use your card for all sorts of regular purchases, including filling up with gas or department store purchases. Then pay off the balance at the end of the month. You won’t pay anything in interest, and you’ll accumulate plenty of cash back rewards.

Find the best deal. Some credit cards grant you a higher percentage of cash back for certain purchases. Check to see if your card offers more cash back for things like restaurant bills, online shopping, or certain gas stations. Then use the card at these places, and you’ll earn more cash back for each purchase.

Read the fine print. Many cards that grant cash back operate on a tiered basis, meaning that you have to spend a certain amount before you receive a good amount of cash back. If you’re not sure what your card offers, read the fine print listed in the monthly statement or call the company. Then see if you can work out a way to get the highest percentage of cash back offered. This may mean making a large purchase and paying it off right away, or simply using your card for more regular shopping. A word of caution: before you buy a big-ticket item, make sure you can pay off the balance quickly. If you can’t, think twice before using the card. You don’t want to end up making more payments and being charged high interest rates than necessary.

By taking some time to set up a plan for your card, you can get the most cash back possible. Once you have a system set up, the rewards will come in quickly. Then you’ll have to decide how to use all the cash you’ve accumulated in rewards.

Click Here To View Cash Back Credit Card Offers

Important Notices and Disclosures:
Terms and conditions including APR eligibility vary for each credit card issuer. You can review complete offer terms and conditions by clicking on "Apply Now!" link placed next to each offer.

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