Balance Transfer Credit Cards - Apply for a 0% Balance Transfer Today!

Transfer your balances from higher APR credit cards and/or other loans into lower APR card and save a lot of money on interest. Simply use the balance transfer request form provided in an online credit card application or make the transfer over the phone once your application is approved. Start saving today, choose the card that meets your credit needs and apply now!

Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
Citi® Identity Theft Solutions
Secure, free online account management
No annual fee

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%	12 months on Purchases*	11.99% - 19.99%* (Variable)	Yes	None	Good

Citi® Dividend Platinum Select® MasterCard®

0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
Full 1% cash back on eligible purchases and cash advances.
Earn extra cash back on popular, rotating categories each quarter.
Average 5% additional cash back through Citi Bonus Cash Center®
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
N/A	N/A	12.99% - 20.99%* (Variable)	Yes	None	Excellent

Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%*	6 Months*	11.99% - 20.99% (Variable)*	Yes	None	Excellent

Discover® More Card- $75 Cashback Bonus

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%*	6 months*	11.99% - 20.99% (Variable)*	Yes	None	Excellent

Capital One® Platinum Credit Card

0% intro APR until July 2011 on balance transfers, processed in as little as 48 hours
0% intro APR until July 2011 on purchases
Transfer your higher-rate balances
$0 Fraud Liability if your card is lost or stolen
24-hour travel & emergency assistance gives you a replacement card and cash advance
24-hour roadside assistance
Travel accident insurance
No annual fee

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%	until July 2011	14.9% (V)	Yes	None	Good

Capital One® Platinum Prestige Credit Card

0% intro APR until July 2011 on balance transfers, processed in as little as 48 hours
0% intro APR until July 2011 on purchases
Transfer your higher-rate balances
$0 Fraud Liability if your card is lost or stolen
24-hour travel & emergency assistance gives you a replacement card and cash advance
24-hour roadside assistance
Travel accident insurance
No annual fee

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%	until July 2011	11.9% (V)	Yes	None	Excellent

Credit Card Balance Transfer Guide

A balance transfer credit card can be a great tool to help you get rid of credit card debt. To make the most of the card, however, it is important to understand how it works. If you’re thinking of applying for a balance transfer credit card, use the following information as a guide to help you make the best decision.

Know your Balance

Before you get a new credit card, make sure you know just how much credit card debt you are currently carrying. You may choose to transfer all of it onto a new card, or you might find that it is better to only bring over a portion of the debt. Decide on an amount that you can practically pay off during a reasonable amount of time.

Look at the Interest Rate

Many balance transfer credit cards come with an initial 0% APR. This can last for six months or even up to a year. Before you apply, find out how long the zero interest period will last. Ideally, you will want to pay off the balance during the 0% APR timeframe.

Check the Fees

Some balance transfer credit cards charge a fee for the initial transfer. Others include an annual fee. Before you sign up, find out what you will be charged for. If the fees are too high, look for a card that charges less for balance transfers.

Make a Plan

Think about how much money you can set aside each month, and use that amount to pay off the balance you transfer. If you pay off the debt during the 0% APR period, you’ll save yourself hundreds of dollars in interest fees. This significant savings is what makes a balance transfer credit card a smart choice to pay off debt.

Apply for a Balance Transfer Credit Card

Important Notices and Disclosures:* See the online Balance Transfer credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the credit card issuer's website.