Visa Black Card

24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
N/A	N/A	13.24%	Yes	$495	Excellent

Additional Card Information

Balance Transfer Intro Rate	0%	Cash Advance Fee	See terms*
Balance Transfer Intro Period	six billing cycles	Cash Advance Go To Rate	19.99%
Balance Transfer Go To Rate	13.24%	Penalty Go To Rate	19.99%
Late Fee	See terms*	Balance Transfer Fee	See terms*
Regular APR	13.24%	Issuer	Barclays
Perks	See terms*
Apply online for the Visa Black Card