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Australian Credit Cards

$0 Annual fee in the first year
Complimentary travel Insurance – this could save you hundreds of dollars
Locking in 5 purchases a year (from $500 each) at either a lower interest rate of 10.99% p.a. for 120 days or up to 90 days interest free
Up to 45 days interest-free period on standard purchases
Enjoy a low introductory interest rate~ of 5.99% p.a. for 6 months when you transfer balances from other credit and store cards
Terms and conditions apply.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
N/A	N/A	18.99% p.a.	Yes	$89*	Good

$0 Annual Fee for the life of the Card*
0% p.a. balance transfer for 6 months*
$50 cash back*
Low interest rate of just 16.99% p.a.~ on purchases
Interest rate of 20.75% p.a.~ on cash advances
Up to 55 days interest-free period*
Access to discounts and benefits worldwide with HSBC's home&Away Privilege Program
Winner of the Money magazine 2010 "Best Transaction Credit Card" Award
Subject to terms and conditions

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
N/A	N/A	16.99% p.a.	Yes	None*	Good

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