0% APR Credit Cards

0% APR Credit Card Applications - Start Saving Apply Today! You can start enjoying the benefits of a 0% APR Credit Card, and pay no interest for up to 12 months. Apply for your 0% APR credit card online by clicking on the "Apply" button - it's fast, easy and completely secure.

Slate(SM) from Chase

Now with Blueprint(SM)
0% intro APR for up to 12 months on Purchases and Balance Transfers
Patented Fraud Protection
Zero Liability on Unauthorized Purchases
E-mail and text alerts
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%	up to 12 Months	As low as 13.24%	Yes	None	Good

Discover® More(SM) Card - American Flag

Earn more cash in more ways than anyone else(SM)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%*	6 Months*	11.99% - 18.99%*	Yes	None	Good

Citi Platinum Select Card

0% APR* on balance transfers and purchases for up to 9 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%	up to 9 months	As Low As 11.99% (V)	Yes	None	Good

Discover® More(SM) Card

Earn more cash in more ways than anyone else(SM)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%*	6 Months*	11.99% - 18.99%*	Yes	None	Good

Chase Freedom(SM) Credit Card

$50 Cash Back after your first purchase
3% bonus cash back offers in categories like gas, home improvement and department stores
Full 1% Cash Back on every purchase
No spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%	up to 12 Months	As low as 13.24%	Yes	None	Good

Citi Forward(SM) Card

The credit card that rewards you for good behavior.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
6,000 bonus points after $250 in purchases are made within 3 months of account opening.
5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
0% APR for 6 months on purchases and balance transfers.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%	6 Months	14.24% (V)	Yes	None	Good

Discover® More(SM) Card - Clear

Earn more cash in more ways than anyone else(SM)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%*	6 Months*	11.99% - 18.99%*	Yes	None	Good

Biodegradable Discover® More Card

Help protect the planet with the new biodegradable Discover Card
Card plastic breaks down 99% within five years in landfill conditions
Earn more cash in more ways than anyone else(SM)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Annual Fee	Credit Required
0%*	6 months*	11.99% - 18.99%*	Yes	None	Good

Three Reasons a 0% APR Credit Card may be Right for You

Thinking about getting a new credit card? As you look for one, you’ll find that many cards come with a 0% APR introductory offer. This means that you won’t be charged any interest for a certain period of time. The 0% APR can apply to purchases, balance transfers, or both. Here are three reasons this card may be the one for you:

1. Help with holiday shopping. Need to get through December and don’t have much cash? A 0% APR credit card will let you buy your gifts now, and then use the next few months to pay off the balance.

2. An interest-free loan. With credit tightening throughout the economy, your finances may be feeling pinched. Yet if you need a loan, it might be harder to get one, as lenders are handing out less credit now than before. With a 0% APR card, you can give yourself a loan. Use the card, and then set up a payment plan to pay off the balance before the regular interest rate sets in.

3. A way to track your spending. If you have a small business or simply want to see where all of your money is going, you can keep track with the card. Every month, you can check the statement to find out how much you spent. With 0% APR, you won’t be charged any interest for an initial period. This can help you clearly see the amounts of your purchases, as well as how much you have paid toward the balance.

Just as you would with other cards, you’ll want to use a 0% APR credit card wisely. If you use the card right away and then pay off the balance in a few months, you’ll be able to save a lot of money in interest charges. And that may be just the boost you need to get through the holiday season this year.

Compare 0% APR Credit Card Offers

Important Notices and Disclosures:* See the online 0% APR credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the credit card issuer's website.